Guides
The questions we are asked most, answered plainly. If yours is missing, write to us.
Requirements for a loan secured by real estate
The quality of the collateral is the basis of a private loan. What the money is for, and your ability to repay it, matter just as much.
Read →What a guarantee trust (fideicomiso) is
It is a private contract in which a person or company temporarily transfers ownership of an asset to a third party, to secure the repayment of a debt owed to a creditor. The trust protects the Borrower and the property as much as the lender, and its cost is very competitive.
Read →How much can I borrow against my property
Up to 50% of the appraised value for homes, 40% for commercial property and 25% for land. The amount does not depend on what you need, but on what the collateral supports.
Read →Terms and rates of a private loan
14.0% per year in US dollars, a 24-month term extendable by 12, a USD 50,000 minimum and up to 50% of the appraised value, secured by a guarantee trust. We publish our terms so you can compare them before getting in touch.
Read →How the monthly payment is calculated
On a Privanza personal loan the Principal is not repaid month by month: it is settled at the end, on the cancellation date set in the contract. What you pay each month is the Current Interest.
Read →How long the process takes, step by step
Timing depends mostly on the quality of the information we receive. Here is what happens at each stage.
Read →Private loan or bank: which one suits you
We do not compete with banks on rate, and we should not. We compete on speed, flexibility, and the cases banks do not serve.
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